Now hear this mortgage interest rates are the lowest in history!

Now hear this mortgage interest rates are the lowest in history!

30 Year Fixed Rate: 4.50% (4.64% APR)

FHA 30 Year Fixed: 4.50% (5.13% APR) note-higher APR is due to up

front mortgage insurance premium (UFPIM).

A Bad Economy has a Silver Lining.

Interest Rates are the Lowest in History!

30 Year Fixed Rate: 4.50% (4.64% APR)
FHA 30 Year Fixed: 4.50% (5.13% APR) note-higher APR is due to up
front mortgage insurance premium (UFPIM).

I know times a tough and eveyone feels it in this economy. You just have to look for the SILVER LINING!

I was out in the ocean last night sitting on a little inflatable boat outside the harbor in Santa Cruz. My boyfriend and I had decided to go out and get some much needed stress release. All to do with the JOBLESS, UNEMPOLYMENT RATE, and how it affects us and our friends.

This being one of the longest days of the year the moon was coming up at the same time that the sun was setting. There were alot of clouds in the sky and I thought to myself this is really the most beautiful place to be and how very happy I am to be living in Santa Cruz.

Since I am in such a charitable spirit. I will donate $500 to a charity of your choice or ones that I support or you can use it to help pay for the cost of sale. I support both children's hospice and hospice and Young at Heart. This is for any new listing or sale untill the end of this year.

Find out what you interest rate and payment is today. Just go to my local lender

Tai Boutel at Santa Cruz Home Finanace.

Go to this site to till out a loan application and use the mortgage calculator.

They have a on site underwriter for FHA loan and conventional loans. They are a mortgage lending bank, your pre-approve will go far from them.

Home For Sale in Santa Cruz CA "A River Runs Through This House!"

I made a story and a motion picture for you.

“A River Runs Through This House!”

This is about a property for sale, 162 Wolverie in Scotts Valley, CA 95066. To get here you go 2 miles up Lockhart Gulch Road off Mount Herman Rd in Scotts Valley, CA.
There is the house with a group of houses on the side of the road. There are lots of trees and when you get out of your car you can immediately hear water running. That’s nice I think there is a babbling brook in this forestry setting. The first video is of the road, the neighbors and the front of the house.

As I walk towards the house the water sound gets louder and behold I realize that it is “A River Runs through This House!” This concrete culvert takes the river right under the house. Oh boy maybe one person in the world wants to buy this house?

No one is living here, big surprise, so we go in and turn on as many lights as possible. The whole house has wood floors so as I walk around taking this video you may want to turn the sound of my boots on the wood floors OFF.

The kitchen is a hallway but it does have granite counters and stainless steel appliances. The rest of the rooms downstairs are the living room and dining room. These rooms have windows that back up to another concrete wall and space going under the house. Then we go upstairs and there are allot of bedrooms and a master bedroom with a big sunken tub and shower. The rooms are coming out too dark so I turn the camera off and lock the doors.
This house has been on the market for 300 days and it was priced at $619,900 in February 2009 now (Dec 2009) it is hazard you think? The hillside behind the house has a structure on it but I would not know if it is secure? Now at least I can tell everyone that asks about this house all I know. If you are not the ONE PERSON that wants to live in this home please call me right way and I will find you are proper home.
Sincerely,
Sandy

Sandy Wallace, Realtor

831 818-7099 cell phone

Sandy@cruzers.com

http://www.seesandy4homes.com/

http://www.santacruzhomeinformation.com/

DRE#01232172
Keller Williams Realty

1414 Soquel Ave. #100

Santa Cruz, CA 95062