Now hear this mortgage interest rates are the lowest in history!

Now hear this mortgage interest rates are the lowest in history!

30 Year Fixed Rate: 4.50% (4.64% APR)

FHA 30 Year Fixed: 4.50% (5.13% APR) note-higher APR is due to up

front mortgage insurance premium (UFPIM).

A Bad Economy has a Silver Lining.

Interest Rates are the Lowest in History!

30 Year Fixed Rate: 4.50% (4.64% APR)
FHA 30 Year Fixed: 4.50% (5.13% APR) note-higher APR is due to up
front mortgage insurance premium (UFPIM).

I know times a tough and eveyone feels it in this economy. You just have to look for the SILVER LINING!

I was out in the ocean last night sitting on a little inflatable boat outside the harbor in Santa Cruz. My boyfriend and I had decided to go out and get some much needed stress release. All to do with the JOBLESS, UNEMPOLYMENT RATE, and how it affects us and our friends.

This being one of the longest days of the year the moon was coming up at the same time that the sun was setting. There were alot of clouds in the sky and I thought to myself this is really the most beautiful place to be and how very happy I am to be living in Santa Cruz.

Since I am in such a charitable spirit. I will donate $500 to a charity of your choice or ones that I support or you can use it to help pay for the cost of sale. I support both children's hospice and hospice and Young at Heart. This is for any new listing or sale untill the end of this year.

Find out what you interest rate and payment is today. Just go to my local lender

Tai Boutel at Santa Cruz Home Finanace.

Go to this site to till out a loan application and use the mortgage calculator.

They have a on site underwriter for FHA loan and conventional loans. They are a mortgage lending bank, your pre-approve will go far from them.